Committees of Risk, Risk Management and Internal Audit

Risk management, internal audit and internal control functions of Garanti BBVA, are carried out by teams who report to the Board of Directors and fulfill their responsibilities in compliance with legal legislation and independent implementation functions.

Board of Directors; is responsible last instance for ensuring that risk management, internal audit and internal control systems are implemented, that their activities are carried out effectively, that Garanti BBVA 's risk management and internal audit strategies and policies are aligned with the capital adequacy level and that these policies are implemented and maintained.

Supervision of corporate risk management policies and practices; management of the various risks that the Bank may be exposed to, including capital adequacy, planning and liquidity competence, are maintained under the responsibility of the Risk Committee, which consists of members of the Board of Directors. The Risk Committee is formed at the level of the Board of Directors and consists of the following 3 members:

Risk Committee Members

Javier Bernal Dionis

Board Member

Süleyman Sözen

Chairman

The aim of the Risk Management Committee is to develop the strategies, policies, procedures and infrastructures necessary for the identification, evaluation, measurement, planning and management of financial risks that the Bank meets in the ordinary course of business, under the delegated authority.

Ali Temel

Chief Credit Risk Officier

Serhan Pak

Risk Analytics, Technology & Innovation Director

Mustafa Tiftikçioğlu

Wholesale Risk Director

Alper Eker

Retail and SME Credit Risk Director

Ebru Oğan Knottnerus

Head of Risk Management

Özlem Ernart

Risk Planning, Monitoring & Reporting Director

 

The Audit Committee maintains its activities in accordance with the importance given to corporate governance principles, ensuring that the Board of Directors is responsible for the supervision and oversight responsibilities.

The Audit Committee is getting information about the performance of internal control, internal audit, units formed within compliance systems, and independent auditor,  evaluating the existence and adequacy of methods related to the identification, control and monitoring of the risks carry by Garanti BBVA, regularly reporting on the activities and their results to the Board of Directors.

The Audit Committee reports to the Board of Directors its opinions related to results of the activities carried out by the responsible units, and the necessary implementations, and the other issues that are important in terms of maintaining the Garanti BBVA ’s operations safely.

The members of The Audit Committee which was set up to assist the Board of Directors in the performance of its audit and supervision functions and consist of independent Board Members, are listed below:

Audit Committee Members

Jorge Saenz Azcunaga Carranza

Vice Chairman, Independent Board Member

Sema Yurdum

Independent Board Member

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Sözleşme

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